FAQs

Middle TN Insurance Group, Inc

  • How will claims affect my rates?

    The impact of claims on your rates can vary depending on the type of claim. Claims may potentially increase your rates. If you have concerns about how claims might affect you, please contact us. Our insurance services in Murfreesboro and Middle Tennessee are designed to provide comprehensive coverage and peace of mind.

  • I bought a car with a bunch of safety features. Will this lower my rates?

    Generally, safety features do not lower your rates as they increase the overall value of the vehicle. Our auto insurance policies in Murfreesboro and Middle Tennessee are designed to protect you when safety features cannot. We encourage you to secure coverage promptly to ensure you're adequately protected.

  • How do I access my policy documents?

    In many instances, you can access your policy documents through our mobile application. Alternatively, you can contact our office, and we'll be glad to assist you. Our team of insurance professionals in Murfreesboro and Middle Tennessee is ready to help you with any policy-related inquiries.

  • Do you bundle home and auto?

    Yes, we offer bundling options for home and auto insurance policies in Murfreesboro and throughout Middle Tennessee. Bundling can often provide cost savings and simplified policy management.

  • How much does it cost to add a teenage driver to my auto policy?

    The cost of adding a teenage driver to your auto policy can vary. Initially, the expense is typically higher due to the increased risk associated with young drivers. If you need to add a teen driver to your policy, please contact us. Our insurance services in Murfreesboro and Middle Tennessee are designed to protect you and your family both on the road and at home.

  • If I pay in full, do I get a discount?

    Yes, we offer a discount for policies paid in full. For comprehensive home and auto insurance coverage in Murfreesboro and Middle Tennessee, Middle TN Insurance Group, Inc. is here to serve you.

  • Why is the coverage on my home less than what I could sell it for?

    The coverage amount may be lower because it doesn't include the value of the land your home is built on. The policy focuses on the replacement cost of the structure itself. If you have questions about your coverage, our insurance team in Murfreesboro and Middle Tennessee can provide detailed explanations and ensure you have appropriate protection.

  • Does your home insurance policy pay the replacement costs or the actual cash value?

    Our home insurance policies cover full replacement costs, including your roof. For detailed information about homeowner's insurance in Murfreesboro and Middle Tennessee, please contact our office at (615) 898-0053.

  • Is glass coverage included in a full coverage auto policy?

    Glass coverage is not automatically included in a full coverage auto policy. However, it can be added for a nominal fee. For comprehensive auto insurance options in Murfreesboro and Middle Tennessee, please contact our office for a detailed quote.

  • Why do I need an umbrella policy?

    An umbrella policy is recommended if you have any assets or equity to protect. It provides an additional layer of liability coverage beyond your standard policies. For more information about umbrella policies and comprehensive insurance coverage in Murfreesboro and Middle Tennessee, please reach out to our office.