Builder's Risk Insurance in Murfreesboro, TN

Keeping Under-construction Buildings secure

Buildings that are under construction are subject to many risks, including fire, wind, vandalism, and other natural forces. Insurance provides necessary protection for all of these risks, and at Middle TN Insurance Group, Inc. we have a thorough builder’s risk insurance program.  Through this program we tailor solutions to the needs of individual clients. Whether you’re an owner or a builder, you’ll be completely secure for the right price.

Builder’s Risk Insurance Coverage Details

Builder’s risk insurance is a form of property insurance that protects insurable interests and/or materials.  These could include renovation, physical loss, and fixtures and equipment. This type of insurance does not cover earthquakes, employee dishonesty, weather damage, or mechanical breakdown.  However, riders can be added to a builder’s risk insurance policy to cover one or more of these exposures. 


Property owners and general contractors purchase builder’s risk insurance, and for either party purchasing the insurance is sometimes required.  Requirements for purchasing builder’s risk insurance depend on states in which construction is performed. 


We work with a large number of carriers to give you the greatest possible selection of options, which include:

  • Fire
  • Wind
  • Theft
  • Lightning
  • Hail
  • Explosion
  • Vandalism
  • Vehicles/Aircraft

What you can expect

Builder’s risk insurance policies are temporary, and while they’re in place these policies require oversight.  We monitor builder’s risk policies regularly and we keep clients informed while we do this.  We actively manage risk and this helps reduce the chances that clients will suffer losses.  However, should something occur and claims are filed, we will work with you to manage the claim.


We work closely with clients to ensure that they have the right coverages and the best possible policies.  Please contact us or give us a call to learn more about your builder’s risk insurance options.  You can also request a quote if you're ready to get started.


Additional Builder’s Risk Insurance Information:


We are proud to provide builders’ risk insurance in Murfreesboro, Smyrna, Mount Juliet, Nashville, Franklin, and Spring Hill, TN.  We also serve other areas in the state and we serve Georgia.

Our Location

Middle TN Insurance Group, Inc

730 A Middle Tn Blvd Suite 7
Murfreesboro, TN 37129
Main office: 615-645-3802
Fax: 615-898-0110

Office Hours:

Mon: 8:30 AM - 5:00 PM
Tues: 8:30 AM - 5:00 PM
Wed: 8:30 AM - 5:00 PM
Thurs: 8:30 AM - 5:00 PM
Fri: 8:30 AM - 5:00 PM
Sat: By Appointment
Sun: Closed

Our Providers


Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities. Highly recommended.
- Brad M.
I feel lucky to have found an agent willing to provide this level of service. No need to look anywhere else!
- Michelle D.
Over the years we’ve never once had to worry about our coverage. My husband and I are long-time customers and proud to be.
- Carol S.
Surprisingly flexible and in-touch with my needs as a small business owner. Can’t ask for more.
- Spencer F.
They have strong ties with the community, and it shows. It’s nice to do business with people that really show they care about you and your family.
- Susan T.