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Healthcare Options Link

LIFE

We strive to properly insure you for the lowest premium possible

Life Insurance in Murfreesboro & Nolensville, TN

and the Surrounding Areas

- Hassle Free Quotes
- Most Competitive Rates in TN
- Locally Owned

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Protect What Matters Most

Your family is your responsibility and your life, and there’s nothing better than watching them succeed and sharing in their ambitions, dreams, and conquests. But should something unexpected happen to you, you’ll want to be prepared for providing the assurance your family needs to keep their future safe and sound. At Middle TN Insurance Group, Inc, we’ll work with you to keep your family protected in the event of your untimely death.


A proper Life Insurance policy can give you reassurance knowing that your finances and beneficiaries are secure — from temporary to permanent coverage. At Middle TN Insurance Group, Inc, we understand that as things in your life change, so will your financial and insurance needs. That’s why it’s important to review your Life Insurance options with a specialist you can trust.

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Life Insurance

Choose from Our Life Insurance Options

Whatever your situation, we offer Life Insurance options, such as:
  • Individual Life Insurance
  • Group Life Insurance
  • Long-Term Care Insurance
  • Mortgage Protection Insurance
  • Disability Insurance
  • Second-To-Die Policy
  • Key Person (Key Men) Insurance
Life Insurance Policy

Why Life Insurance?

Life Insurance is one of the most important investments you can make. It’s an investment in yourself and the future of your loved ones, and it’s a way to secure your financial responsibilities to your family.


Your Life Insurance policy can be used to pay off debts and estate taxes, provide money for continuing mortgage payments, and keep your business up and running upon your passing. But most important, it can be used to ensure that your family’s dreams for the future become realities.


Protect what matters most in your life with a policy from Middle TN Insurance Group, Inc.


Middle TN Insurance Group, Inc, provides quality Life Insurance solutions for clients near Murfreesboro, Smyrna, Mount Juliet, Nashville, Franklin, and Spring Hill.


As your personal situations change (i.e., marriage, birth of a child or job promotion), so will your life insurance needs. Care should be taken to ensure this product is suitable for your long-term life insurance needs. You should weigh any associated costs before making a purchase. Life insurance has fees and charges associated with it that include costs of insurance that vary with such characteristics of the insured as gender, health, and age, and has additional charges for riders that customize a policy to fit your individual needs.

Life Insurance Policy

Related Life Insurance Products

  • Individual Life Insurance

    Reassurance for You and Your Loved Ones

    Middle TN Insurance Group, Inc provides life insurance to individuals in Murfreesboro, Smyrna, Mount Juliet, Nashville, Franklin, Spring Hill, and the surrounding areas.


    Many individuals consider life insurance to be the cornerstone of a sound financial plan. And while no one likes to think about passing on, Life Insurance can relieve you of the financial worry your loved ones may face in the event of your passing. 


    Your beneficiaries will be able to use your Life Insurance policy to help pay for anything from expensive funeral costs and estate taxes to making up for lost income or funding your child’s education. It can even be used to continue payments on your mortgage to help ensure that the family home stays in the family.


    At Middle TN Insurance Group, Inc, we know that choosing a Life Insurance plan is a big decision with many important factors to consider. Our knowledgeable team of insurance professionals is committed to walking you through the process and providing you with the best insurance solution to give you and your family the reassurance they deserve.


    Types of Individual Life Insurance

    Middle TN Insurance Group, Inc, offers several different coverage options for your consideration including term life, whole life, and more.


    Term Life – This is typically the simplest and least expensive insurance option. Term life insurance provides coverage at a fixed rate for a specified period of time. It’s a benefit policy that’s used primarily to cover financial responsibilities of the insured, with the benefit to be paid only if the insured were to die during the specified term. Most term life policies can be converted to a more permanent insurance solution such as whole life or universal life insurance.


    There are two types of term life insurance: 

    • Annual Renewable Term is purchased for a period of one year, with the death benefit to be paid only if the insured were to die during that one-year term, along with the option to renew after the term period
    • Level Term Life guarantees a fixed premium for a given period of time, usually in terms of 10, 15, 20, or 30 years. Your premium is based on your age and coverage options, with longer terms being more expensive

    Whole Life – As the most common type of permanent insurance, a whole life policy guarantees a death benefit for the lifetime of the insured as well as a cash value account for savings. Your premium remains constant throughout the duration of policy while payments over and above your premium are credited to your savings, which earn a fixed rate of interest. 


    Middle TN Insurance Group, Inc, Is Here for You

    There are many things to take into account when purchasing life insurance, and changes in your life situation can reflect changes in your insurance requirements. That’s why it’s important to carefully consider the different policy options and ensure that you have the right solution to meet your long-term life insurance needs. 


    An insurance specialist with Middle TN Insurance Group, Inc will review your current life insurance situation and help you design a policy to plan for the future. 


    At the end of the day, one of the biggest investments you can make is an investment in yourself. 


    As your personal situations change (i.e., marriage, birth of a child or job promotion), so will your life insurance needs. Care should be taken to ensure this product is suitable for your long-term life insurance needs. You should weigh any associated costs before making a purchase. Life insurance has fees and charges associated with it that include costs of insurance that vary with such characteristics of the insured as gender, health, and age, and has additional charges for riders that customize a policy to fit your individual needs.

  • Group Life Insurance

    Your Employees Are the Backbone of Your Business

    Having an impressive benefit package is essential for maintaining a happy and productive workforce. Since Life Insurance is the foundation of every health package, employees look to their employer to provide that valuable coverage not only for themselves but also for their families.


    At Middle TN Insurance Group, Inc, we offer a variety of flexible Group Life Insurance solutions that benefit both you and your employees. As an employer, you can enjoy financial advantages such as income-tax deductible premiums and Life Insurance protection at a low group rate. Group Life insurance also can contribute positively to the productivity of your business by reducing employee turnover and strengthening employee morale and loyalty.


    To learn more about the Group Life Insurance options available to your business, get in touch with a specialist at Middle TN Insurance Group, Inc. Our professional staff will gather information about your business and help design a plan that fits your needs and objectives for a desirable Group Life plan.


    As your personal situations change (i.e., marriage, birth of a child or job promotion), so will your life insurance needs. Care should be taken to ensure this product is suitable for your long-term life insurance needs. You should weigh any associated costs before making a purchase. Life insurance has fees and charges associated with it that include costs of insurance that vary with such characteristics of the insured as gender, health, and age, and has additional charges for riders that customize a policy to fit your individual needs.

  • Long-Term Care Insurance

    Personal and Financial Protection for the Long Term

    For most Americans, a traditional Life and Health Insurance package is enough to keep themselves and their families insured, but for many, additional coverage is required. At Middle TN Insurance Group, Inc, we offer extensive coverage options that can insure the care of those who need it most.


    Long-Term Care Insurance (LTC) helps provide for the medical expenses of extended home health care or nursing home costs beyond a specified period. In general, individuals who require Long-Term Care are those who can no longer take care of themselves and are unable to perform the basic activities of daily living without assistance.


    The costs of Long-Term Care can be quite expensive and are typically not covered under basic Health Insurance, Medicare, or Medicaid. Long-Term Care Insurance from Middle TN Insurance Group, Inc, can protect your family’s financial future by providing valuable coverage benefits for costs associated with:

    • Home Care
    • Assisted Living
    • Adult Daycare
    • Hospice Care
    • Nursing Homes
    • Respite Care

    Individuals looking to purchase Long-Term Care Insurance must meet certain conditions in order to qualify for benefits. Talk to an insurance professional with Middle TN Insurance Group, Inc to learn more about Long-Term Care Insurance and whether you should add it to your current policy.


    All guarantees and benefits of the insurance policy are backed by the claims-paying ability of the issuing insurance company. Policy guarantees and benefits are not backed by the broker/dealer and/or insurance agency selling the policy, nor by any of their affiliates, and none of them makes any representations or guarantees regarding the claims-paying ability of the issuing insurance company.

  • Mortgage Protection/Insurance

    Keep the Family Home in the Family

    You have always been there for your family, and you want to make sure they are taken care of after you are gone. In the event of your passing, family income is reduced and expenses can start to pile up, the largest of which is usually the home mortgage.


    Mortgage Protection Insurance from Middle TN Insurance Group, Inc is a simple and affordable way to safeguard your family against the financial burden of an outstanding mortgage in the event of your death, by helping to pay off the remaining balance up to a specified amount. With the right coverage, your family can continue living in the house they have come to call home.


    Talk with an insurance specialist at Middle TN Insurance Group, Inc to see if Mortgage Protection Insurance is right for you and to discuss other Life Insurance options to give your family the peace of mind they deserve.

Call for a free quote today!

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Customized for each client

(615) 898-0053

(615) 898-0053

"Everyone at Middle TN Insurance Group, Inc truly cares about their clients. They go out of their way to make sure you have the best coverage for the best price. I have been a client of theirs for over 8 years and have been 100 percent satisfied the entire time!"

- Heather H.

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Middle TN Insurance Group, Inc

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